Note: Preheat oven to 475 °F (250 °C).
In a saucepan, bring water and orange juice to a boil. Add apricots and nutmeg. Simmer, letting apricots rehydrate for about 5 minutes. Once apricots have swollen up, continue simmering to reduce extra liquid.
Cover a cookie sheet with parchment paper. Arrange toast on cookie sheet. Place a slice of ham on each slice of toast, top with apricots and cover with cheese. Sprinkle with pepper, if desired.
Bake for 5 minutes or until cheese is melted and golden. Serve with fresh fruit or a green salad.
Tips: You can assemble this dish ahead and bake it at the last minute.
For a change of taste, try with Canadian Brie, Havarti, Gouda, etc.